Most Singles Won’t Date Someone With More Than $25K In Debt: Survey

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A new survey reveals that 78% of Americans view someone with significant debt as a relationship red flag.

by Selena Hill

A 2026 survey suggests that debt may be one of the biggest dating dealbreakers for Americans.

According to research conducted by personal finance company Achieve in January, 78% of Americans said they would be unwilling to date someone carrying short-term debt, including credit card balances, personal loans, and buy-now-pay-later obligations. Nearly half of respondents surveyed (45%) would be unwilling to date someone carrying more than $25,000 in short-term debt. Meanwhile, 28% said even $10,000 or less in debt would be enough to make them reconsider pursuing a relationship. Only 22% said debt would not affect their dating decisions.
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